Silver Bullion at Spot

Silver bullion at spot means a dealer is selling at or near the underlying London PM fix — the premium over spot, not the metal itself, is what differs across vendors. Sovereign coins (American Silver Eagles, Canadian Maples) almost never reach +0%; the only listings that hit the at-spot threshold tend to be generic rounds, refiner bars, junk silver in larger denominations, and the occasional clearance lot.

We compute premium as `(dealer_price − spot × weight) ÷ (spot × weight)` per listing, refresh every 10 minutes against the hourly dealer scrape, and exclude any snapshot older than 24 hours, out-of-stock, or below a −2% sanity floor. Below −2% is almost always a price typo or a comp-listing-ending mismatch — we drop those before they reach this page.

When the strict +2% threshold yields fewer than 6 silver products, the page steps the threshold up in 0.5% increments to keep the page populated during high-premium markets. The visible threshold pill above the offer list always shows the current cap honestly.