Bullion at Spot — Live Dealer Offers
“At spot” means a dealer's premium over the live spot price stays within a tight threshold — currently silver ≤ +0.5% and gold ≤ +0.5%. These are the rarest deals, typically a single tube or one round per dealer per week, so the list moves fast. We track every dealer listing on a 10-minute cadence and surface only offers below the per-metal threshold that are in stock and within our 24-hour freshness window.
Most-recent at-spot offers
What at spot means
At spot means a dealer is selling at or near the underlying London PM fix for that metal — the premium over spot, not the metal itself, is what differs across vendors. We track every dealer listing on a 10-minute revalidation cadence; any offer where premium percent is below the per-metal threshold qualifies for this page.
Premium is computed as `(dealer_price − spot × weight) ÷ (spot × weight)`. Spot prices come from the live wire (gold-api.com); dealer prices come from our hourly scrape across all tracked dealers. Offers below a −2% sanity floor (likely typos) are excluded; offers older than 24 hours are excluded; out-of-stock listings are excluded.
Each metal has its own threshold because their premium structures differ — silver listings cluster a few percent over spot even in quiet markets, gold usually tighter. Both currently sit at +0.5%. Whatever those numbers are, they are the same numbers everywhere: the masthead ticker count, the per-metal cards above, and the offer lists on each per-metal page all filter on exactly this threshold.
The threshold does not widen when the market is quiet. When fewer than 6 products clear it, the per-metal page also lists the next-closest offers — up to +1.0% — beneath a separate "Close to spot" heading. Those are explicitly not at spot and are never added to any at-spot count. When even that leaves fewer than 3 products, the page falls back to a "closest 5" view with actual premiums shown, so you see honest market reality rather than an empty page or a misleading "no offers" message.
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